Rick Hamilton is a strategic finance and risk executive with deep expertise in enterprise risk management, anti-money laundering, asset and liability management (ALM), and liquidity and capital management.
He designs and builds integrated frameworks that connect regulation, data, models, technology, and governance into a cohesive architecture that enables—rather than constrains—organizational performance.
Currently, Rick is a senior advisor and consultant to firms on AML and related product development efforts. His prior work has directly shaped P&L-critical decisions—from interest rate risk positioning and capital allocation to credit portfolio construction, product design, growth strategy, and control investments.
During his distinguished career, he led enterprise-wide risk and capital frameworks, built and scaled data science teams, and partnered with regulators to align risk strategy with business performance for firms including TD Bank, PNC, and National City Bank.
He has also governed complex model portfolios, integrated economic and regulatory capital frameworks, partnered closely with supervisors, and translated technical risk outputs into board-ready insights.
More recently, he has developed thought leadership on AI and model governance, Decision AI, Content AI, agent conduct risk and monitoring, and agentic workflows.
Rick received his BA in Economics from the University of Michigan and his Master’s in Management Science (Operations Research) from Case Western Reserve University.
He was awarded the Certified AML and Fraud Professional (CAFP) through the American Bankers Association and the Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS). He also completed certificates in Fraud Prevention and BSA/AML Compliance from the ABA.