Jeff Moriarty

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Jeff Moriarty is a Principal Consultant in CXO Partners’ Growth & Execution practice. As an innovative product and operational leader within the financial services and fintech industries, Jeff brings deep expertise in scaling complex, regulated platforms and business processes. As a Product Leader and General Manager, he excels at aligning product, technology, operations, finance, and risk considerations to drive strategic transformation across multi-business portfolios.

During his distinguished career, Jeff has led businesses that deliver critical operational and financial software solutions to more than 4,000 banks and credit unions. Additionally, Jeff has spearheaded growth and execution strategies for a $1B+ revenue financial services software division and directed the global redesign and relaunch of an enterprise-wide product innovation program for $3B+ revenue company. He has demonstrated an exceptional track record of driving scale and performance by leading business and digital transformations, including leveraging product innovation via generative and agentic AI.

Jeff has held pivotal executive positions at some of the world’s most prominent financial technology firms. At Fiserv, he served in executive roles in core account processing, enterprise payments, and other critical client solutions. He was notably responsible for driving the roadmap and delivery across the Financial Solutions Group’s enterprise performance management, enterprise content management, and CRM businesses.

Prior to this, Jeff held successive executive roles at Equifax spanning business strategy, product innovation, initiative management, and global sourcing. There, he led complex, cross-functional programs spanning new product development; enterprise execution; financial management; M&A due diligence and integration; and risk, compliance, and governance, driving cross-functional partnerships to ensure successful outcomes.

He began his career in top-tier consulting with PwC and KPMG, where he focused on large-scale finance and operational system/process transformation.

He holds an MBA in Corporate Finance and Marketing from the University of Georgia, Terry College of Business, and a BA in Economics and Political Science from the University of Kansas, Lawrence.

 

 

 

Sterling Metz

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Sterling Metz is a Chief Product Officer and technology executive specializing in financial services, fintech, and digital advertising.

With deep expertise spanning risk, fraud, identity, and analytics, he leads rapid zero-to-one innovation and large-scale data platform transformations. Throughout his career, Sterling has partnered seamlessly across the C-suite to validate new revenue streams, modernize complex data ecosystems, and translate highly technical capabilities into shipped, market-ready products.

Currently, Sterling operates as a Chief Product Officer and strategic advisor to boards and senior leadership at middle-market and enterprise organizations. He guides companies in building visionary roadmaps—exploring embedded payment systems, alternative data bureaus, and next-generation deepfake detection analytics. He drives strategic transitions into AI and LLM technologies, combining the deep technical acumen required to evaluate emerging tools with the product rigor necessary to ship revenue-bearing capabilities.

Previously, Sterling drove significant product evolution at Cardlytics, a leading digital advertising and commerce media platform for financial services. Serving in key roles including Senior Director of Product Management, Director of Data Strategy, and Senior Principal Solutions Architect, he re-platformed the core merchant-transaction analytics layer, redesigned the advertising order management system, and established the company’s identity graph. His leadership bridged overarching product strategy and deep technical execution, bridging patented information systems, event-driven microservices, and high-volume, neural-network-powered transaction architectures. Notably, he delivered Cardlytics’ first ML/AI pipeline—mapping 6 million real-time transactions per hour to physical locations—and scaled agile offerings, including an offers product that drove a $50M pipeline and a CRM channel integration that generated $5M in its first six months.

At Equifax, Sterling anchored early strategic initiatives, acting as a core driver behind the company’s initial streaming vertical strategy and churn solutions. He was instrumental in establishing the fraud business unit, leading solutions architecture to solve customer challenges ahead of the traditional product roadmap. His proactive conceptualization of new product applications secured a patent and generated $1M in net-new ARR. Furthermore, he spearheaded the strategic onboarding and development for a massive connector initiative, unlocking access to differentiated data assets that accounted for 40% of Equifax’s traditional market footprint.

Sterling holds a Bachelor of Science from the Georgia Institute of Technology.

Donna Turner

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Donna Turner leads the firm’s Compliance and Fraud Prevention Practice, which focuses on helping fintech and financial services organizations build enterprise-grade fraud prevention programs and compliance frameworks that scale with growth.

During her 30+ year career, Donna has established herself as one of the pre-eminent voices in fraud prevention and compliance. She frequently writes and speaks on industry matters, and was recognized as one of the Most Influential Women in Payments. In addition, she holds two patents in Fraud Risk Management.

As Chief Operations Officer at Early Warning Services, Donna built and launched the Zelle Network, standing up the fraud prevention and operational infrastructure for a platform now processing billions in transactions annually.

At Bank of America, she served as SVP, Enterprise Fraud Management, where she spent a decade building out an Enterprise Fraud Risk Center of Excellence. She also held the role of SVP, Global Fraud Policy Control and Product Delivery Executive, managing large-scale operational functions including the debit card business. She began her career with PNC Bank in Risk Operations.

She has advised the NFL’s Carolina Panthers and serves on the boards of the Fraud Fight Club, Stop Scams Alliance, and The Knoble, remaining actively engaged in shaping industry standards and best practices in fraud prevention.

At CXO Partners, she helps companies as a strategic advisor and embedded executive with fraud risk management, regulatory compliance, operational excellence, and the systems required to support sustainable growth under increasing scrutiny.

Donna received her Bachelor’s degree in Political Science from the University of Florida. She holds an Enterprise Risk Certificate from the Harvard Business School.

Patrick Davie

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Patrick Davie is a senior financial services executive with more than 25 years of experience leading and transforming businesses across payments, card issuing, fraud, analytics, and financial technology. Throughout his career, he has been repeatedly selected to lead larger and more complex organizations, with responsibility for P&Ls ranging from $25 million to approximately $3 billion and global organizations comprising thousands of associates.

Patrick spent more than a decade in executive leadership roles at Fiserv. Most recently, he created and led Fiserv’s first enterprise Client Experience organization for its Financial Institutions business, establishing enterprise governance, client health analytics, executive KPIs, and operating disciplines designed to improve client retention, service, and growth.

Previously, Patrick led Fiserv’s U.S. Card Issuing and Debit Network business, with responsibility for strategy, growth, and operating performance across one of the company’s largest businesses. He led thousands of associates across product, engineering, technology, operations, client delivery, and commercial functions. Earlier at Fiserv, he led its fraud, analytics, and managed services business, driving significant growth and expansion of its capabilities and market presence.

Prior to these roles, Patrick held leadership positions with Equifax and Cortera, now part of Moody’s, spanning product leadership, fraud/AML, analytics, commercial growth, client management, and platform strategy.

Across his career, Patrick has developed a reputation for combining strategic thinking with disciplined execution. His experience includes enterprise P&L leadership, growth strategy, technology and platform modernization, organizational transformation, operational excellence, client experience, and building and leading high-performing teams. He has served as a trusted advisor to CEOs, executive teams, financial institutions, and fintech leaders navigating growth, transformation, and complex operating challenges.

Patrick is a graduate of the United States Military Academy at West Point, where he was a Division I football letterman. Following graduation, he served in the U.S. Army’s 10th Mountain Division.

Patrick has been married for more than 30 years and lives with his wife in Northern New Jersey.

Rick Hamilton

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Rick Hamilton is a strategic finance and risk executive with deep expertise in enterprise risk management, anti-money laundering, asset and liability management (ALM), and liquidity and capital management.

He designs and builds integrated frameworks that connect regulation, data, models, technology, and governance into a cohesive architecture that enables—rather than constrains—organizational performance.

Currently, Rick is a senior advisor and consultant to firms on AML and related product development efforts. His prior work has directly shaped P&L-critical decisions—from interest rate risk positioning and capital allocation to credit portfolio construction, product design, growth strategy, and control investments.

During his distinguished career, he led enterprise-wide risk and capital frameworks, built and scaled data science teams, and partnered with regulators to align risk strategy with business performance for firms including TD Bank, PNC, and National City Bank.

He has also governed complex model portfolios, integrated economic and regulatory capital frameworks, partnered closely with supervisors, and translated technical risk outputs into board-ready insights.

More recently, he has developed thought leadership on AI and model governance, Decision AI, Content AI, agent conduct risk and monitoring, and agentic workflows.

Rick received his BA in Economics from the University of Michigan and his Master’s in Management Science (Operations Research) from Case Western Reserve University.

He was awarded the Certified AML and Fraud Professional (CAFP) through the American Bankers Association and the Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS). He also completed certificates in Fraud Prevention and BSA/AML Compliance from the ABA.

Shawn Holtzclaw

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Shawn Holtzclaw is the Managing Partner of CXO Partners’ Growth & Execution Practice, which focuses on helping businesses strategically scale from one stage to the next, taking advantage of assets and opportunities that exist today with aggressive yet manageable growth plans for the future.

He helps companies, their investors, Boards, CEOs, and senior management teams as a strategic advisor and embedded executive with strategy, profitable growth initiatives, global expansion, go-to-market execution, commercial deal-making, and operational plans.

He also leads our Supply Chain Practice, and has deep domain expertise in global sourcing, supply chain solutions and vendor management. During his time at the public $5B+ global data and analytics company Equifax, he created and led a global supply chain matrix organization responsible for all outsourcing, vendor management, procurement, and real estate across all business units and geographies with over $500M in spend, recognized by Gartner for its innovative approach.

During his diverse career, Shawn has led strategy, operations, and P&L for businesses from start-up to $500M+ in revenue or cost responsibility, in multiple leadership roles, business models, sectors, geographies, and company valuations.

Most recently, he has worked closely with private companies as a trusted advisor, consultant, and embedded executive with a particular emphasis on a deep understanding and collaboration with existing owners and leaders to effectively execute through change.

During his tenure as an executive with global public companies, Shawn led the strategic transformation of a portfolio of legacy businesses, as well as an enterprise-level fincrime and fraud prevention go-to-market strategy for the $15B+ fintech and payments company Fiserv. Shawn held numerous executive positions over 15 years at Equifax, including leading all U.S. retail banking and financial enterprise sales channels, leading a $150M+ credit marketing services business, and, as Managing Director with full P&L, operational, and geographic responsibility, leading a 4-year successful turnaround of a $160M business in the UK & Ireland, based out of London.

He has also served as a global technology and IP attorney, and began his career as a commercial attorney in Atlanta; he retains his GA law license and leverages his legal experience in solving complex deal negotiations.

Shawn believes life is short and we have an obligation to make a difference; he is passionate about protecting vulnerable people around the world subject to exploitation from financial crime, and applying for profit principles for non-profit growth and compliance. He lives in Atlanta, GA with his wife of over 30 years, three children, daughter-in-law, and three grandchildren.